Ghana - D

Debt/GDP = 0,38 (38%)
Accumulated deficit for last 5 years/budget income for last 5 years = 0,55
Years since last default = 30 (1982)
5-year inflation = 0,60 (60%)
Budget expences/GDP = 0,24
Trade deficit/GDP = 0,023
World GDP per capita/Country GDP per capita = 5,5
Political factor = 0,3
Crisis factor = 0,3 (instability in neighbour Cote D'Ivoire)
Other unique factors = 1,9

OVERALL CREDIT SCORE: 0,408 (40,8%). This responds to D.

Calculated with this (new) formula:

r = 10/{[1+(debt/GDP)] + [1+10*(accumulated deficit for last 5 years/budget income for last 5 years)] + [1 + (10/years since last default)] + [1+3*(accumulated of last 5 years inflation)] + [1+(budget expences/GDP)] + [1+ 10* (trade deficit/GDP)] + [world's GDP per capita/country's GDP per capita] + [1+political factor] + [1+crisis factor] + [Other unique factors]}

Interesting sites: Добри Божилов