Finland - AAA

  Debt/GDP = 0,49 (49%)
Accumulated deficit for last 5 years/budget income for last 5 years = -0,015 (Surplus) 
Years since last default = 95 (Independent since 1917)
5-year inflation = 0,13 (13%)
Budget expences/GDP = 0,54
Trade deficit/GDP = -0,018 (Surplus)
World GDP per capita/Country GDP per capita = 0,17
Political factor = 0
Crisis factor = 0,4 (involved in current war - Afghanistan)
Other unique factors = 1

OVERALL CREDIT SCORE: 0,93 (93%). This responds to AAA.

Calculated with this (new) formula:

r = 10/{[1+(debt/GDP)] + [1+10*(accumulated deficit for last 5 years/budget income for last 5 years)] + [1 + (10/years since last default)] + [1+3*(accumulated of last 5 years inflation)] + [1+(budget expences/GDP)] + [1+ 10* (trade deficit/GDP)] + [world's GDP per capita/country's GDP per capita] + [1+political factor] + [1+crisis factor] + [Other unique factors]}
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